Historically, the biggest obstacle first time buyers face is saving up for a deposit. The average age of a first time buyer is steadily rising, as property prices increase and wages remain much the same. It doesn’t take a mathematician to see that this doesn’t add up.

With a Lifetime ISA (LISA), if aged 18-39, saving up to £4,000 a year towards a home (or retirement) gives you a 25% Government cash bonus of up to £1,000 on top, plus you’ll receive the tax-free interest too.

Over the last few months, we have been implementing improvements to our business, our service, and your experience. We have taken into account the feedback that we have received from clients, listening and learning from it. Our aim is to make the process of selling, buying, letting, and renting easier for all, developing methods to coincide with a more flexible and accessible environment – the ‘new normal’. Here are the changes that are already in place, and what is still to come…

Coming into force on May 4th is the new Government scheme, Debt Respite, or ‘Breathing Space’. Administered by the Insolvency Service, it has been created to offer legal protection to those with the common issue of problem debt, which has become increasingly prevalent during the pandemic and economic uncertainty across the country.